QBE Cooling off Period ... If, having purchased the policy, you want to cancel it, you can do so within 21 days of receiving the Certificate of Insurance and obtain a full refund, provided no right or power has been exercised under it by you (eg no claim has been made) and your trip has not commenced. QBE's cooling off period does not apply to policy or trip extensions.

Insurance Disclaimer: Where a person uses the Site to purchase travel insurance the following terms, conditions and acceptance criteria apply. Insurance issued by QBE Insurance (Australlia) Ltd ABN 78 003 191 035 AFS Licence 239545. Before deciding to acquire any insurance product, you should obtain and consider the relevant Product Disclosure Statement to decide if a policy is right for you. This material contains general information only and may not suit your particular circumstances. Cover limits apply as set out in the policy wording.

Global Travel Group 4220 is a trading name of Global Surf Travel Pty Ltd, ABN 79 083 338 649 P.O. Box 97 Burleigh Heads QLD 4220. A distributor of QBE Insurance (Australia) Limited, we do not ask for nor do we keep any of your personal details or information.

Disclaimer: You understand that the insurance contract is between you and QBE only and that Global Travel Group 4220 / Global Surf Travel Pty Ltd is not the insurer of any risk and will not be liable for any damages, loss or claim whatsoever, in connection with the purchase of insurance from QBE Insurance (Australia) Limited.