Guidelines |
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This travel plan is only available to non residents of Australia and is only available if your trip includes travel within Australia. |
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This policy is only available if your trip includes travel within Australia and is not available to cover you only for your return to your normal country of residence. Ask us about an alternative travel insurance product that may be available |
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If the Certificate of Insurance is issued prior to your arrival into Australia it provides cover for your travel to and within Australia and your return to your normal country of residence. |
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If the Certificate of Insurance is issued after your arrival into Australia it provides cover for your travel within Australia and your return to your normal country of residence |
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Policies issued more than 7 days after arrival into Australia have a 28 day waiting period from the date of issue of the Certificate of Insurance for medically related claims. |
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This policy is not available for anyone with an existing medical condition (EMC) unless it is one that is an exemption listed on pages 5 and 6 in the PDS. |
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Your policy can be extended as many times as you like, up to a maximum duration of 12 months from departure date. This is only available before the current policy expires. |
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When applying for an extension you must tell QBE as conditions apply (refer to the PDS) If you wish to extend your policy please contact your distributor.. Policy extensions post departure are subject fo Service Fees. |
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This policy is not available to travellers 70 years of age or over at the time the Certificate of Insurance is to be issued. |
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There is no cover under this policy once you have returned to our normal country of residence. |
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This policy does not provide any cover for any snow sports |
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The terms and conditions of the policy are subject to the laws of the Australian state or territory where the Certificate of Insurance is issued. You agree to submit to the jurisdiction of the courts of the state or territory |
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There is no provision to suspend this QBE policy during the period of insurance. |