Surfers Annual Multi Trip Travel Insurance

QBE Annual Multi Trip Travel Insurance Plans

Now the annual multi trip policy covers two regions:

Region A - Worldwide including the USA, South or Central America and Antarctica.

Region B - Worldwide excluding the USA, South or Central America and Antarctica.

If you are a regular traveller, whether it's overseas or within Australia, this 'Per Adult' policy offers individual cover for each adult, so that you can now travel independently. Including any accompanying children under 25 years of age at the time the Certificate of Insurance is issued.

Surfing annual frequent travel overseas travel insurance for surfers

Cover for multiple Australian and International trips throughout the year, with a maximum individual trip limit of 60 days duration.
Trip extensions are available, provided your current policy hasn't expired.
Claim Excess: Two excess options are available, either a $NIL excess or a $200 excess per claim.

Annual Multi Trip Travel Insurance Plans - Key Benefits & Limits
This list is a summary of some of the benefits covered by this policy and the applicable limits. Please read the PDS as conditions apply.	Applicable Limits Per Adult
Cancellation or Holiday Deferment Costs	Unlimited
Emergency Travel Arrangement and Accommodation Expenses	Unlimited
Medical and Dental Expenses	Unlimited
Evacuation and Repatriation	Unlimited
Travel Delay	$1,500
Airfare Compensation	$6,000
Hijacking	Unlimited
Alternative Staff	$5,000
Rental Vehicle Insurance Excess	$4,000
Return of Rental Vehicle	$500
Luggage and Personal Effects...Maximum Item Limit Total	$15,000
Personal Computer Laptop, notebooks, blackberry and hand-held personal digital assistants. Individual item limit	6,000
Camera and Video individual item limit	4,000
Set of Golf Clubs individual item limit	$3,000
Dentures or Dental Prosthesis individual item limit	$800
Other individual item limit	$1,000
Emergency Luggage	$500
Stolen Cash	$250
Replacement Passports and Travel Documents	$2,000
Fraudulent Use of Credit or Debit Cards	$3,000
Business Documents and Equipment Hire	$2,000
Loss of Income	$10,000
Personal Liability	$2,500,000
Legal Expenses	$15,000
Financial Default	$10,000
Bonus Qantas Frequent Flyer Points	1 point per $2
Additional Benefits you can purchase - Benefits are available prior and post departure.
Cruising Cover: Now automatically covered Free of Charge
Specified Items: To cover items worth more than the item limit of $1,000. Cover up to $6,000 per item, maximum total for all items $15,000
Additional Rental Vehicle Insurance Excess: Cover can be increased to $5,000. Additional $20 per $500 units of cover
Excess: Consider the $NIL excess option otherwise you will have to pay $200 for each claim made throughout the year
Snow Sports Cover: Cover for participating in a snow sports activity can be purchased for an additional premium. You must read Section J together with the General exclusions, as these may affect your cover.
Please read the PDS as conditions apply

Guidelines

The 'Per Adult' Annual Multi Trip Travel Plans offer independent cover for your partner, including accompanying child/children. This means you are covered while travelling independently of any other named adult on your policy.

This policy is available to residents of Australia who are under 70 years of age at the time the Certificate of Insurance is to be issued. Not available after departure or to non-residents of Australia

This policy provides cover for any overseas or Australian trips. There is no limit to the number of trips you make take during your 12 month period of insurance.

The maximum duration of any one trip is 60 days. For any trips longer than this duration you can extend by applying online for a separate International or Australian Travel Plan to cover the period of the trip that exceeds the maximum duration of 60 days, or contact us. (please refer to the section headed extensions in the PDS)

Excess...An Excess of $200 per claim is payable unless the $NIL Excess option is chosen.
This excess will apply to each claim you make under this policy except on the applicable section of the policy wording listed as "No excess applies to claims under this benefit".

There is no cover under this policy when you are between trips other than any benefits you may be entited to under Section A "Cancellation and additional expenses'.

You do not have to take cover for your existing medical condition . However there is no cover under this QBE policy for any claim arising as a result of your existing medical condition unless you have told QBE about it. Please refer to the section in the PDS headed Existing Medical Condition. Your medical appraisal form is available when quoting. Not available after departure or to Non Residents of Australia.

You may also choose to take out cover to protect you if your trip is cancelled, cut short or disrupted due to an existing medical condition of a non-travelling relative or business partner provided they are under 80 years of age. Not available after departure or to Non Residents of Australia.